Does Insurance Cover Oral and Maxillofacial Surgery?

An accomplished healthcare professional, Dr. Christopher C. “Chris” Babcock holds an MD and a DMD from the University of Louisville in Kentucky. As an oral and maxillofacial surgeon, Dr. Christopher C. “Chris” Babcock, MD, provides dental implants, extractions, and oral pathology treatment. He is also a member of the American Association of Oral and Maxillofacial Surgeons.

Depending on the provider, the coverage for surgical procedures by insurance plans may vary in the types of procedures and portion of expenses covered. Generally, oral and maxillofacial procedures that are crucial to the patient’s health have higher chances of being covered. For elective or cosmetic treatments, on the other hand, the opposite may be the case.

Oral and maxillofacial procedures that remove cysts or tumors in a patient’s cheeks, oral cavity, or jaw address medical issues that threaten the patient’s health, and are covered by most insurance plans. Also, procedures that help correct structural abnormalities (congenital or acquired) in the jawbone or other parts of the face are considered relevant and are thus included in many insurance plans.

Basically, cosmetic oral surgeries are elective, and most insurance providers do not offer coverage for such procedures. The types of procedures that insurance providers consider to be elective may vary.

Aftercare for Dental Implant Surgery

3d rendering dental implantation concept. human teeth or dentures tools. Premium Photo

Before joining Louisville Oral Surgery and Dental Implants as a staff surgeon, Christopher “Chris” Babcock, DMD led Kentuckiana Oral and Maxillofacial Surgery Associates for more than a decade. Dr. Christopher C. Babcock, DMD possesses decades of experience in restorative oral surgery, such as titanium dental implants.

Titanium implants are replacement teeth composed of a metal base and a ceramic crown. They are durable and can last for decades if cared for properly. The postoperative recovery period can last months, and patients must follow after-care procedures to prevent complications. Patients with certain medical conditions or who have had multiple teeth replaced may go through a longer recovery.

Directly after surgery, patients should rest, stay hydrated, and use an ice pack or medication to reduce swelling and pain. To avoid putting pressure on the implant site, and depending on the type of implant surgery performed, patients shouldn’t blow their noses, use a straw, or brush too harshly. Most patients are advised to follow a soft diet for up to 14 days following surgery. A daily rinse with salt water can also reduce inflammation.

Benefits of Hybrid Life and Disability Insurance Plans

Sponsored image

Oral surgeon Christopher C. Babcock, DMD, has worked in dental practices in Louisville, Kentucky, for more than 15 years. In addition to his work in dentistry, Dr. Christopher C. (Chris) Babcock, DMD, is a representative of and advocate for disability and life insurance plans that replace income lost due to an injury or illness.

Life insurance and disability insurance plans are advised for working individuals who have family members dependent on their income. Both plans are essential for creating financial security in case of a debilitating injury or death. Some companies offer hybrid plans that combine features of life insurance and disability insurance.

One example is a plan that includes permanent life insurance and long-term care coverage. In this policy, premiums cover a death benefit while accruing a cash value. Maximum long-term care coverage is calculated as a multiple of the premium.

If the policyholder requires 24-hour support due to an injury or illness, the long-term care coverage kicks in and covers the costs, up to the maximum allowance. Other hybrid forms combine life insurance with a critical illness plan. Under these plans, individuals diagnosed with illnesses such as cancer, heart attack, or severe head trauma, receive a lump sum.

Dentist Visits Key to Early Oral Cancer Diagnosis

Dr. Christopher C. “Chris” Babcock holds both an MD and DMD, as well as state licenses in dentistry, anesthesia, and oral/maxillofacial surgery. Dr. Christopher C. Babcock has worked at Louisville Oral Surgery and Dental Implants since 2018, where he performs extractions and oral pathology exams for issues such as cancer.

Dentists are front-line professionals when it comes to oral cancer screenings and diagnostics. Many oral cancers go undetected since many of the symptoms are similar to those associated with toothaches or mild infections. Survival rates decline steeply as cancer progresses. For this reason, people with an elevated risk of developing oral cancers (including previous oral HPV infection or frequent tobacco use) should schedule annual screenings during their dental visits.

Most people will go through a basic exam where the dentist looks for superficial changes to the oral tissues. This type of exam may also be performed with a laser. If abnormal cells are detected, the dentist may perform a more in-depth exam, which can include a biopsy or the use of a special dye. The dentist can also discuss ways to mitigate the risk of developing oral cancer.

Louisville Dental Society’s Donated Dental Services Program

Dr. Christopher C. “Chris” Babcock holds both an MD and DMD, having earned the latter from the University of Louisville, where he was inducted into the Omicron Kappa Upsilon dentistry honor society. Christopher C. Babcock, MD, specializes in oral and maxillofacial reconstructive surgery and is affiliated with several professional associations, including the American Association of Oral and Maxillofacial Surgeons, the American Dental Society of Anesthesiology, and the Louisville Dental Society (LDS).

The LDS unites dentists, oral surgeons, and other oral health professionals and coordinates pro-bono programs that deliver dental care to underserved Kentucky residents. The LDS is one of thousands of dental associations nationwide offering the Donated Dental Services (DDS) program.

First established in 1985, the DDS program enables economically-\ disadvantaged seniors, people with disabilities, and other vulnerable groups to access medically necessary oral health treatment. The program was created to fill the gap for people with Medicare or Medicaid policies, which do not provide dental coverage. Under the DDS program, more over 15,000 professionals have delivered dental care to more than 100,000 people.

Finding Reduced-Fee Dentistry for Your Child

Dr. Christopher C. “Chris” Babcock is an accomplished healthcare professional who holds medical and dental degrees. Since 2018, Dr. Christopher C. Babcock, MD, has practiced at Louisville Oral Surgery and Dental Implants as an oral and maxillofacial surgeon. Dr. Babcock is also a member of the American Dental Association (ADA).

Established in 1859, the ADA operates as a non-profit organization and represents a membership base of 163,000 dentists. The ADA’s consumer website, MouthHealthy.org, provides helpful information to the public through learning resources and dental-related articles that offer advice on a range of topics, including how to find low-cost dental care for children.

The MouthHealthy.org site also recommends free dental services for children that are offered through the Give Kids A Smile (GKAS) program. This program provides children with free dental education, screenings, and procedures administered by volunteer dental professionals.

Parents are encouraged to find affordable dental services for their children by calling the Insure Kids Now hotline, which can be reached at 1.877.KIDS.NOW. This hotline provides the names of dental clinics that participate in reduced-cost care programs, including Medicaid and State Children’s Health Insurance Programs (SCHIP).

Membership Benefits with AAOMS

Dr. Christopher C. “Chris” Babcock earned his medical degree (MD) and doctor of dental medicine (DMD) from the University of Louisville. Christopher C. Babcock, MD, serves as an oral and maxillofacial surgeon at Louisville Oral Surgery and Dental Implants. Dr. Babcock is a member of the American Association of Oral and Maxillofacial Surgeons (AAOMS).

Focused on research, education, and advocacy, AAOMS supports and represents over 9,000 American oral and maxillofacial surgeons. Membership with the organization provides a range of benefits including receiving reduced subscription rates on multiple industry publications and discounted pricing on registration for the AAOMS annual meeting and allied staff programs. Members are also invited to obtain professional liability insurance offered by the OMS National Insurance Company.

AAOMS members receive guidance in a range of areas including credentialing and practice management, and gain access to free business tools including the AAOMS Career Line. In addition, members have their names listed in the annual AAOMS Membership Directory to promote their practices, enabling patients and dental clinics to identify them more easily.

What Is Disability Insurance Stacking?

Named one of the “Top Docs of Louisville” multiple times, Dr. Christopher C. Babcock, DMD, performs maxillofacial surgery at Louisville Oral Surgery and Dental Implants. Christopher C. (Chris) Babcock, DMD, is also a representative of the Guardian Life Insurance Company of America. He specializes in disability insurance products and strategies for individuals in high-earning professions.

Since disability insurance benefits can only reimburse a percentage of income, high-earning professionals may benefit from multiple policies, a process known as stacking. Individuals whose income is far above a single policy’s maximum monthly payout can increase their benefits by purchasing additional plans. While some disability insurers limit the total a policyholder can receive from any disability plan, this amount is usually much higher than the maximum monthly benefit.

Individuals can also use stacking to supplement older plans. For example, a professional may have obtained a cheaper policy with a lower benefit earlier in their career. After several years, the plan’s payout limit became a fraction of the policyholder’s current income. Buying an additional plan to fill the gap may be less expensive than replacing the older policy with a new plan with a higher payout. Stacking can also be used strategically by combining a plan with a short waiting period with a policy that has a longer period of coverage.

An Introduction to the Common Types of Beehives

In addition to his work as an oral and maxillofacial surgeon, Dr. Christopher C. Babcock is a licensed life and health insurance broker for his company, Babcock Professional Services. He completed his MD from the University of Louisville. When not at work, Christopher C. Babcock, DMD plays guitar and keeps bees.

While many variations of hives for keeping bees exist, there are three designs that are by far the most popular: the Langstroth, the Warre, and the Top Bar.

Invented in the mid-1900s by Reverend LL Langstroth, the Langstroth style of a beehive is by far the most iconic. It is a square box with removable frames that can then be harvested for honey. While this style can most easily be harvested, the frames themselves can be heavy and cumbersome to move around. In addition, bees generally need to be smoked before frames can be removed.

The Warre style is meant to provide a more organic hive for bees. It is a vertical style hive where bees fill comb from the top down. While providing better support for bees over the winter, this style of the hive does not use frames like Langstroth hives, so accessing bees to check on them or treat them is difficult to do and disrupts the comb structure.

Finally, the Top Bar style of the hive is a long wide hive structure with horizontal bars from which bees can form comb vertically. As the colony grows, bars can be added or removed to harvest honey. One problem with this style is that it can have ventilation issues, but the bars are much lighter than the frames of the Langstroth.

ADA’s Fluoride in Water Campaign

As an oral and maxillofacial surgeon, Dr. Christopher C. Babcook is a member of the Kentucky Dental Association, and Kentucky Society of Oral and Maxillofacial Surgeons. Working in wisdom teeth removal, dental implants, and oral pathology, Christopher C. Babcook, MMD is also a member of the American Dental Association.

One of the programs of the American Dental Association is the Fluoride in Water program which seeks to provide information to the public about the efficacy and safety of fluoride. A naturally occurring substance, fluoride is added to water, as it can decrease the number of cavities in communities by around 25 percent. Water fluoridation has been studied for over 70 years and is considered safe by many international organizations such as the American Dental Association, the World Health Organization, and the Center for Disease Control.

As it is predominantly an educational resource for the benefits of Fluoride in Water, the program provides information on studies that were conducted about fluoride, the many benefits it provides, and the ways in which it’s used. There are also clinical guidelines, and fluoridation advocacy.