Does Insurance Cover Oral and Maxillofacial Surgery?

An accomplished healthcare professional, Dr. Christopher C. “Chris” Babcock holds an MD and a DMD from the University of Louisville in Kentucky. As an oral and maxillofacial surgeon, Dr. Christopher C. “Chris” Babcock, MD, provides dental implants, extractions, and oral pathology treatment. He is also a member of the American Association of Oral and Maxillofacial Surgeons.

Depending on the provider, the coverage for surgical procedures by insurance plans may vary in the types of procedures and portion of expenses covered. Generally, oral and maxillofacial procedures that are crucial to the patient’s health have higher chances of being covered. For elective or cosmetic treatments, on the other hand, the opposite may be the case.

Oral and maxillofacial procedures that remove cysts or tumors in a patient’s cheeks, oral cavity, or jaw address medical issues that threaten the patient’s health, and are covered by most insurance plans. Also, procedures that help correct structural abnormalities (congenital or acquired) in the jawbone or other parts of the face are considered relevant and are thus included in many insurance plans.

Basically, cosmetic oral surgeries are elective, and most insurance providers do not offer coverage for such procedures. The types of procedures that insurance providers consider to be elective may vary.

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